9.Ask What Your Bank Is Doing to Protect You. Understand banks’ guarantees for fraud protection: all large providers now offer zero-liability protection for debit and credit cards, while a few offer a guarantee for online banking transactions.
9、询问你的银行的隐私保护措施。了解银行在预防诈骗方面的保障措施，一些大型银行现在提供对借记卡和信用卡的免责保护，也有一些银行提供网 银交易安全保障。
10.Keep a Close Eye on Your Finances. Monitor your bank and credit card accounts weekly. Sign up for alerts to be sent to your mobile phone or email. Monitor your credit and public information online to spot unauthorized activity. Free credit reports from each of the three major credit bureaus are available each year through annualcreditreport.com. Optional fee-based services offer more extensive monitoring of credit information, personal identity records, social security numbers and online transactions.
10、密切注意个人财政状况。每周关注你的银行账户、信用卡使用有无异 常，申请手机或电子邮件警示业务。监测你的网络信用信息和公共信息，及 时发现未授权的活动。每年通过annualcreditreport.com，你可以选取三大信用 机构中的任何一个向你提供免费信用报告。你还可以选择收费项目，获取对 信用信息、个人身份记录、社会保障号码和其他网上交易活动的更全面的监测服务。
11.Report It. If you’re a victim of online fraud, contact the authorities. You can file an online report with the Internet Crime Complaint Center (IC3)—a partnership between the FBI, the National White Collar Crime Center, and the Bureau of Justice Assistance. Also contact your local police to file a report. The more people who report such crimes, the more criminals are arrested.
11、最后一招，举报。如果你已经是网络诈骗的受害者，联系官方机构。 你可以在网上向互联网犯罪举报中心〔联邦调查局的合作伙伴之一)、国家白 领犯罪中心或司法援助局举报，也可以向当地警署举报。越多的人举报这些 犯罪行为，越多的罪犯就将被绳之以法。
